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Profile: Richard Pfluger

129 Hickory Tavern Road
Gillette, NJ 07933-1343
Phone: 908-647-1743

Experience includes 25 years in the property, casualty, life and health insurance industry as a fire protection engineer, broker, agent, underwriter and consultant. I have 20 years experience as an expert witness including personal and commercial insurance, surplus lines, life and health insurance and reinsurance. Providing early case review and evaluation, insurance agent's and broker's errors and omissions, coverage disputes, agent/broker responsibility and agent/company relations, and insurance practices and standards.


A.A.S. Degree, Electrical Technology, SUNY
B.S. Degree, Economics, SUNY
M.B.A. Degree, St. Johns University, Life Underwriting Training Counsel Fellow
Producer License, State of New Jersey, Property, Casualty, Life and Health Insurance
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Area(s) of Expertise

Specialist in the following areas of Insurance:

  • Custom/Practices
  • Insurance Laws & Regulations 
  • Excess & Surplus Lines
  • Insurance Practices & Standards 
  • Insurance
  • Life/Health/Accident Insurance 
  • Insurance Agency
  • Reinsurance
  • Insurance Errors & Omissions
  • Standards of Care (Agency)